NYT > Your Money

He Fought to Cancel His Own Student Loans. Will His Kids Have Them Now?

Jed Shafer once sounded the alarm about a shambolic federal loan forgiveness program. Eight years later, it’s his sons who need some money for college.
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The Pros and Cons of Paying Off Your Mortgage Early

Homeowners who make extra payments can save thousands of dollars in interest. But, financial experts say, paying down other debt, with higher interest rates, may be a better option.
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Global Bond Rates Are Rising. What Should You Do Now?

If you own bonds, they may be in a broad fund that hasn’t lost much money. And that fund may do much better in the next several years.
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Robust Hiring Reinforces Strength of the U.S. Economy

Employers added 162,000 jobs and unemployment held at 4.1 percent last month, signs of a stability that contrasted with high inflation weighing on households and markets.
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Why Cheap Used Cars Are So Hard to Find

A three-year-old car was the sweet spot for buying used cars, since they have passed the peak of depreciation. But they now average about $33,000.
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How to Make Sense of Mayhem in the Bond Market

The stock market is easy to talk about. But bonds are a different story. Our columnist has some pointers to help make you a bond maven.
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No Luxury Spared: New High-End Cruise Ships Set Sail

The latest batch of yacht-like vessels sailing in Europe, the Caribbean and beyond offer personalized experiences, great food and spacious suites.
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Southwest to Open Premium Airport Lounges Across the Country

The airline said that lounges in Baltimore, Honolulu, Nashville and Austin, Texas, would debut starting late next year, and that seven more were in the works.
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A Mortgage Servicer Sent a Letter About an Address Change. Was It Deed Theft?

A letter arrived in the mail from PNC Bank about an address change on a mortgage account. Was a deed theft scheme in process?
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What if the A.I. Stock Market Rally Is Just Getting Started?

Edward Yardeni, an upbeat strategist with an excellent track record in assessing the stock market, explains why he thinks the good times will continue for years.
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Do You Need Flood Insurance? What to Know Ahead of Peak Hurricane Season.

No hurricane-strength storms have formed yet this year in the Atlantic basin, but the limiting activity isn’t certain to continue.
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Should You Invest in Bonds Right Now?

High-quality bonds are still safer than stocks, but they have been swinging in value, so move cautiously, our columnist says.
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Why Cruise Line Are Hiking Certain Fees

Some major lines are increasing gratuities and deposit requirements, and charging more for certain packages. It’s all adding up.
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Several Big Brokerages Leave Customer Accounts Open to Theft, Senators Say

Senators Ron Wyden and Elizabeth Warren, ranking Democrats on the Finance and Banking Committees, have urged regulators to require brokerages to provide stronger customer protections.
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Help! Lyft Charged Me $150 for Vomiting in a Car, but I Didn’t Do It.

A passenger who said he had an uneventful ride home from the airport was shocked to be hit with a cleaning fee for a mess in what appeared to be a different vehicle.
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Many Student Loan Borrowers May Have to Switch to Worse Repayment Plans

In an unusual move, Congress worsened terms for some existing borrowers. Now they’ll have to pay more, and for a longer term.
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How to Find the Best Flights and Travel Deals Over Labor Day and Beyond

Last-minute budget strategies rest on one key principle: flexibility.
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How to Protect Your Home While You’re on Vacation

Store food in sealed containers and fix any leaking faucets or pipes, experts told our columnist, who had her own nightmare upon returning home.
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The Markets Have Been on a Roll. Is It Time to Hedge Your Bets?

The S&P 500 is in position for a rare fourth year of consecutive double-digit gains. Risks are rising, our columnist says, yet Wall Street is doubling down.
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If You’re Struggling to Pay Day-to-Day Bills, There’s Help

Nonprofit financial counselors say there has been a significant increase this year in the number of borrowers seeking their advice.
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